Closing process. You’ll need to secure financing at the end of the lease term if you plan to purchase the house. At that point, the lender will set a closing date where you’ll be given ownership of the property as the buyer. Depending on the terms of the agreement, the percentage of rent money set aside for your purchase and/or option money will be credited to you.
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Having a brand-new house built requires you to shell large sums to cover for contractor payments, purchasing materials and many other things. Buying a house without renting also entails paying a huge down payment. If shelling our money for a brand-new house or giving down payment are not options with your limited budget, rent to own might just be fit for your income.
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If your budget can’t tolerate the mortgage in those communities, you can still enjoy a pleasant living environment in neighborhoods like Aliante. This is a family-friendly community with a suburban feel, and you have access to multiple parks and schools within close proximity of residential areas. Henderson and Summerlin are larger neighborhoods that offer similar suburban living environments with reasonable housing prices.